Commercial Banking

The recession and resulting credit crisis has put a spotlight on liquidity, working capital management/cash management, and operational efficiency. Our commercial banking clients are focused on protecting and growing profits, managing risk, and adapting to new and changing regulations. Success requires a new perspective on traditional operating models, tighter integration of business and technology goals, stricter cost control, and more aggressive market and competitive strategies.

CG helps you take these challenges head on by offering integrated Management & Technology Consulting, Delivery, and Program & Project Management capabilities that address the complex problems and opportunities facing the key areas of your business:

• Treasury Services / Cash Management
• Commercial Lending
• Investment Banking / Capital Markets

Treasury Services / Cash Management

The issues you face:

Large treasury management organizations are responding to market demands to simultaneously implement innovative customer and product solutions, optimize their operations, and implement emerging technologies and payment types to support their customer base. In addition, new regulations and customer needs are changing the payments landscape for all major financial services clients, requiring them to develop an integrated payment strategy that maximizes returns by combining retail, commercial, and operational payments solutions.

How CG helps you succeed:

CG has the business and technology expertise to help our clients address both their customer support and operational efficiency efforts in the treasury services area. We work with our clients to select, implement, and integrate treasury technologies with confidence. And we bring a seasoned team of payments experts to ensure our clients achieve their business and technology goals.

Commercial Lending

The issues you face:

Lagging economic growth and a depressed, potentially unstable commercial real estate market continues to put unprecedented pressure on the commercial lending industry. Executives’ heads are spinning with questions and concerns. How much risk is too much? From where will alternative sources of funding emerge and how should we deal with them? Can I comply with new regulations and still make money? How can I create new avenues for growth in such a tight credit market?

How CG helps you succeed:

CG helps commercial lenders do two things: 1) make immediate process and technology improvements that reduce costs, improve efficiency, meet compliance, and keep your business running smoothly, and; 2) identify and achieve new growth opportunities with existing and new customers via integrated business/process/technology initiatives. We do this for all essential areas of your commercial lending business including:

• Commercial real estate
• Large asset leasing
• Institutional finance

Investment Banking / Capital Markets

The issues you face:

Investment banks and capital markets face formidable and lasting challenges in the post-financial-crisis landscape. Global liquidity constraints, market volatility, large-scale consolidation, restrictive regulation, unprecedented competition, and a host of other pressures are driving industry and institutional transformation. Banks and trading entities have no choice but to re-evaluate and retool the strategies, operations, and technologies that control their destinies.

How CG helps you succeed:

CG combines its understanding of industry dynamics, technology depth, and program management leadership to help investment banks, trading institutions, and infrastructure providers rise to the challenge. We help you adapt your business models, balance risk to your advantage, connect with customers in promising new ways, and leverage technology to improve performance and efficiency in all areas of your business, including:

• Trading and order management
• Asset administration
• Securities and reference data services
• Exchanges and executions
• Underwriting support services
• Sales and trading
• Real estate and private equity
• Corporate and institutional trusts